SBI currently charges an interest rate of 8.45-8.55 per cent for home loans up to Rs. 30 lakh from salaried women borrowers. India’s biggest mortgage lender HDFC Bank hiked interest rates on home loans by 20 basis points with effect from August 1, as mentioned on bank’s website- hdfc.com. This is the third time this…
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A flat advertised as costing Rs 20 lakh may have several additional cost inputs before you can call it your own! Nikhil Singh is a first-time home buyer and his annual salary is Rs 6 lakh. Today, rental housing is no longer an attractive proposition for him with so many options in the market in…
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The decision of the Reserve Bank of India (RBI) to hike repo rates by 25 basis points, indicating tightening in the interest rates, could make all loans including home loans costlier, but the revision of housing loan limits for priority sector lending (PSL) from existing Rs 28 lakh to Rs 35 lakh may lead to reduction in the interest…
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Most of us tend to look to the Reserve Bank of India’s (RBI) monetary policy review to make borrowing decisions. Be it corporates, small businesses, or borrowers, they all wait to see what stance the governor will take. Borrowers wait to see what the governor will do as his policy stance will determine the rates…
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